The Progress and Future of PEP Construction and Regulation

The pandemic has delayed construction of pooled employer plans (PEPs) by at least a few months, but the building continues, as do the efforts of the...

Proud to Be an American

When I was fresh out of the Marines in the 1990s, I thought President Clinton should resign because he had committed adultery, which is a violation...

The DOLs Request for Information on PEPs and MEPs

The DOL released its RFI on PEP and MEP prohibited transactions on 6/17/20. This article provides a brief analysis of the RFI and what it means for...

To Absent Friends

Monday is a special day. For one thing, it is the eighth anniversary of the Department of Labor’s (DOL) publishing of advisory opinions 2012-03A and...

Press Release: Pete Swisher and Waypoint Fiduciary

February 13, 2020 Pete Swisher, one of the retirement industry’s most respected voices, announced today the launch of Waypoint Fiduciary LLC, a...
Association Retirement Plans (ARPs)

Association Retirement Plans (ARPs)

The entire retirement industry has been devising strategies and product ideas in expectation of receiving new guidance from Washington about multiple employer plans (MEPs). On July 29, 2019, one such piece of guidance arrived in the form of the...

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DOL Releases Proposed MEP Regulations

A Regulatory Update On October 22, 2018, the Department of Labor (DOL) released proposed regulations that expand the availability of multiple employer plans (MEPs) that are considered single plans under ERISA purposes. The proposal represents a...

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MEPs On The Move

Legislators love ‘em, sponsors want ‘em, so why should 401(k) advisors offer ‘em? Top MEP expert and advocate Pete Swisher runs through the pros and cons of the multiple employer plan design, and the opportunity they present for all involved. Read...

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Pentegra’s 2018 Stance on Open MEPs

On the Friday before Memorial Day 2012, the DOL published guidanceon open multiple employer plans (open MEPs) saying they are not “single plans” under ERISA, and thereby slowed participation in MEPs. Pentegra responded at that time by publishing...

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